There are usually multiple different solutions to any of the various difficulties that one may encounter. Knowing what the options are, the advantages and disadvantages of each, and learning how to implement those actions is paramount to success.
Our experienced counselors can help identify and advise about these options. Many variables go into the analysis required to determine the best choices available, including understanding the situation and root causes, knowing the short and long term goals, identifying the resources available, presenting the possible solutions, and developing a plan to implement the chosen course.
Listed below are a number of situations and possible solutions. Often the course of action involves multiple solutions. This list is not all inclusive, and is provided here as an example of some of the possibilities.
| ID Theft, Fraud & Other Crimes Credit Report Analysis
Retirement & Estate Planning Planning and Using a Budget
Health & Medical Related Issues Planning and Using a Budget
Death & Estate Resolution Planning and Using a Budget
Temporary or Short Term Cash Crisis Planning and Using a Budget
Utility Delinquency & Shut Off Utilities Planning and Using a Budget
Separation & Divorce
Education & Career Planning Planning and Using a Budget
Employment Loss & Reduction Planning and Using a Budget
Establishing or Re-establishing Credit
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Marriage & Children Additional Expenses Planning and Using a Budget
Debt Overextension & High Interest Rates Planning and Using a Budget
Home Acquisition Planning and Using a Budget
Spending Behaviors & Lack of Budgeting Planning and Using a Budget
Repossession Planning and Using a Budget
Disaster Loss & Recovery Planning and Using a Budget
Delinquent Mortgage /Foreclosure Planning and Using a Budget
Federal, State, Local & Government Debts Planning and Using a Budget
Gambling
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Basic Necessities Food Shelter Clothing Planning and Using a Budget
Lawsuits, Judgments, Garnishments
Old Debts
Credit Report Acquisition/ Analysis
Personal Liability for Business Debt
Social, Mental, Emotional Issues
Student Loan Consolidation & Delinquency
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