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Knowdebt.org Identity Theft: What You Don’t Know Can Hurt You [ACC pdf]
Clear definitions and facts about identity theft along with warning signs, tips for protecting yourself, and what to do if you become a victim.
Knowdebt.org The Spending Plan: Simple Steps To Financial Wellness [ACC pdf]
A complete budgeting packet: important facts, clear worksheets, and simple step-by-step directions for creating a successful spending plan.
Knowdebt.org 66 Ways To Save Money [FTC pdf]
Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more.
Knowdebt.org Credit And Divorce [FTC pdf]
Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more. Please click on a selected topic to the left for a list of documents that may be of interest to you.
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Additionally, if you would like to speak with a counselor on the phone about how you can improve your financial situation, please call toll free, 888-995-7856.

Encourages recently divorced consumers, and those contemplating divorce, to look closely at issues involving credit. Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits – and pitfalls – of each.

This information was developed and published by the Federal Trade Commission.

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In the book "Til Debt Do Us Part", by Dr. Bernard E. Poduska, the root cause of many financial problems is behavior problems, not money problems. The following short excerpt is very concise and very helpful for those who face these issues. It is available here with permission from the publisher.

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