Spending

Checks Have Changed: Living With Check 21 [ACC pdf]
Check management tips in light of the recent law allowing your checks to be replaced with electronic copies.		 Holiday $urvival Guide [ACC pdf]
Seven strategies for avoiding a holiday debt-hangover, many seasonal money-saving ideas and a simple Holiday Spending Planner.		 Keys To A Smart Ride [ACC pdf]
Transportation options, steps to buying a vehicle, buy vs lease considerations, and ways to minimize post-purchase costs.
Making Cents Of The Holi-daze [ACC pdf]
Six steps for minimizing holiday stress, gift ideas that are inexpensive, activity ideas for making memories instead of debt, and a simple Holiday List Planner.		 Managing Your Money [ACC pdf]
Basic tools for money management – checking, savings, electronic banking – and questions to ask when choosing providers.		 More With Less [ACC pdf]
Five key strategies with dozens of suggestions for dealing with reduced income.
Reaching Your Financial Goals [ACC pdf]
Six steps for defining your financial goals and turning them into concrete plans.		 Ready For Tax Time [ACC pdf]
Reasons to file, organizational tips, what’s new, filing methods, and finding help.		 Taking Your Financial Pulse [ACC pdf]
Explanations of basic financial measurements, warning signs of debt trouble, and guidance for shaping up.
Tax Time Topics [ACC pdf]
Enlightening information on taxes, ways to minimize the burden, and where to get help.		 The Spending Plan: Simple Steps To Financial Wellness [ACC pdf]
A complete budgeting packet: important facts, clear worksheets, and simple step-by-step directions for creating a successful spending plan.		 66 Ways To Save Money [FTC pdf]
Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more.