Credit & Debt
|Building Good Credit|
The definition of credit, the aspects lenders consider before extending credit, 10 steps for building credit and rebuilding credit.
| Choosing A Credit Counselor|
Defines debt repayment plans, explains the differences between secured and unsecured debt, and offers questions to ask credit counselors.
|Credit Card Smarts|
Education about the different types of plastic money, potential benefits and pitfalls, key terms, and seven tips for using wisely.
|Dangers Of Debt Settlement|
Critical information for anyone considering settlement: detailed explanation of the process and consequences.
| How To Check Your Credit Reports|
Critical information on how to obtain and understand your credit reports.
| How To Dispute Errors On Your Credit Reports|
Clear directions for disputing errors on your credit reports.
| Raising Your Credit Scores|
Information on how your score is calculated and 21 tips for raising your scores.
|The Biting Price Of Payday Loans|
The truth about the real cost of these quick loans as well as a list of better options.
| Your Rights In Fair Debt Collection|
Answers to commonly asked questions about your rights under the Fair Debt Collection Practices Act. FTC text.
|Credit And Your Consumer Rights|
Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more.
| Getting Credit: What You Need To Know About Your Credit|
Provides tips on shopping for credit cards, using cards carefully, and keeping your credit record clean. Also explains credit reports and credit scores, and improve your credit record.
| Knee Deep In Debt|
If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Tips on getting back in the black.