Mortgage Qualification Calculator

Mortgage Qualification Calculator V2

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the “Input” column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information Inputs Outputs

Purchase price:

Down payment:


Loan amount:

Annual interest rate:

Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)

Monthly principal & interest payment:

Annual property taxes:


Annual insurance:


Annual PMI:


Monthly association fees:

Monthly payment (PITI):

Tax deductable portion of payment:
Qualifying Information Inputs Outputs

Gross income:


Monthly debt payments:

Qualify for loan?:

Maximum qualifying loan amount:

Current Income to payment ratio (max = 28%):

Current debt to income ratio (max = 36%):

Longer term loans may take a few moments for the report to be generated.