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Foreclosure Prevention

There are several ways that a person can avoid foreclosure proceedings on their home. While owning a home is a rewarding experience, for some, it can be a financial burden. One of the most important things to remember is to have a financial buffer. Follow this and other tips will keep you secure in your home without risk of foreclosure. …

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choosing new home checklist

Mortgage Process Explained for Buyers

When it comes to the mortgage process for buyers, there are many different aspects and processes involved in the buying process. These particular processes include the gathering portion of the mortgage process, processing the documentation, the closing and move-in segment, and lastly the particular process that takes place between closing and the first payment. Key Takeaways: Source: http://teammovemortgage.com/2016/09/28/mortgage-process-explained/ Alliance Credit Counseling …

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How Much Mortgage Can You Really Afford?

Buying a home is probably the biggest purchase you’ll ever make. When pursuing a purchase this large, it’s important to know what kind of mortgage you can afford. Overestimating what you can afford to pay will leave you with a house, but without money to spend on things besides your mortgage. Experts advise spending no more than 28% of household …

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2016 NC Affordable Housing Conference

Don’t miss the 2016 NC Affordable Housing Conference, Oct. 12-13 at the Raleigh Convention Center. Featured speakers include North Carolina native Jimmy Wayne, a former foster kid turned singer/songwriter; Buzz Roberts, president/CEO, National Association of Affordable Housing Lenders; and Joe Stewart, ED, North Carolina Free Enterprise Foundation. Learn more at www.NCHousingConference.org.

Bankruptcy Counseling – Questions You Should Ask

According to the Bankruptcy Abuse Prevention and Consumer Protection Act (2005), a person filing for bankruptcy must undertake a pre-filing bankruptcy counseling program from an agency approved by the Executive Office of the US Trustees (EOUST). This counseling program must be taken within 180 days prior to filing for bankruptcy. After filing, the person must receive a debt discharge education …

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NC Cash For Keys

The facts about Cash for Keys What do you do if you are in a foreclosed home that has just gone to sale due to foreclosure? The Cash For Keys is a way for renters and homeowners who are going through foreclosure to receive a cash settlement in exchange for surrendering the keys and vacating the property in good condition. …

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Things You Need To Know About Short Sale

Call us Today! 800-258-1077  So, what is a short sale you ask? And what are some of the pros and cons if I decide to Short-sale my house? A short sale is when your lender agrees to accept less than what is owed on the property. This usually happens when a homeowner falls behind on payments and cannot continue to …

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Bankruptcy Counseling

When a person is bankrupt he is teetering on the brink of disaster with his debt about to push him over the edge. One ray of hope comes in the form of bankruptcy counseling, helping him bail himself out of the throes of financial trouble and offering the debtor the opportunity to start afresh. What is Bankruptcy? Bankruptcy is a …

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