Mortgage applications sink over the holidays

More focus seems to have been put on family this holiday season as last week has become the first week that the Mortgage Bankers Association had not put out a mortgage report this year. That is because the last two weeks had seen a serious decline in mortgage applications. There was a 12% decrease in applications from the previous two …

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festive cocktails

Seasonal Sips: Festive Cocktails for the Holidays

“Seasonal Sips: Festive Cocktails for the Holidays” is a great article for those looking for a few creative ways to make their holiday celebrations a bit more punchy. They cover everything from the most warming to the most decadent drinks one can serve to family, friends, and those few co-workers who just can’t see a holiday without booze. The article …

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Homelessness in the U.S. Continues to Decline

Obama’s administration has many faults but it has achieved some of its best work striving to relieve homelessness in America. The plight of our American veterans was some of the highest demographics that were living in homeless shelters or transitional living communities. Homelessness encompasses many different issues, let’s hope the incoming administration can continue to ease the struggles of homeless …

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rate hikes

3 interest rate hikes in 2017? Not a chance

The Federal Reserve made only one interest rate hike in 2016 but gave an impression that 3 rate hikes were possible in 2017. This is very unlikely for a number of reasons. The Federal Reserve has waited until the last minute for the past few years before making any interest hike. It is the opinion of many economists that the …

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Book-Rich Environment

U.S. Department of Housing and Urban Development, Department of Education and Nonprofit Partners Launch Book-Rich Environments Initiative to Boost Educational Opportunity for Children in Public Housing

BRE, (Book-Rich Environment), aims to give children and families living in HUD-assisted housing high-quality books and other literacy tools. This will help young people have the tools they need to reach their full potential and be successful. Reading is the first step in education for our children. This is a commitment to promoting early learning, early literacy, and early school …

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