You bought the house and circled “moving day” on the calendar. Before you get settled in, there are some things you need to do to your new home immediately. The No. 1 task: Change the locks. Who knows how many people have keys to what’s now your home? The fix is easy: “It’s usually a minimum charge for a locksmith …
For months, the real estate market—and markets in general—have suffered a lack of security. From the Brexit aftermath to the U.S. election, political wildcards, as well as structural market shifts, have made prognostication and predictions difficult. But there are still fundamental changes at play and, amid the ups and downs, the United States has emerged as a safe haven and …
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals. In the maze of forms, financing, inspections, marketing, pricing, and negotiating, it makes sense to work with professionals who know the community and much more. …
Knowing how your credit score affects the home buying process by those who are seeking a mortgage makes it imperative that one find out her credit score early-on. Your FICO score plays an important part in the home buying process and in determining the interest rate that a lender offers. Key Takeaways: http://naeba.org/blog/what-home-buyers-should-know-about-credit-scores Alliance Credit Counseling 8000 Corporate Center Dr …
Avoiding closing day nightmares, such as a long delay or, worse, a canceled home sale, requires complete communication from the day a contract is signed until the house keys are exchanged. If you have to reset the paperwork and the settlement date, you could lose your lock on your loan’s interest rate or even the deal if the sellers have …
Where do you see yourself in 20 year? How will you like this house when you’re older? These are valid concerns of any homeowner. The aging process is not easy, and it must be met gentle. Getting older does not mean you must give up all of your old self. Live your life. Key Takeaways: Alliance Credit Counseling 8000 Corporate …
A home is probably the biggest purchase you’ll ever make. You’ll work with real estate agents, get a mortgage, write purchase offers and counters, do home inspections, and more. Yet it’s true that buyers should allow plenty of time for their home search, especially in markets with a low inventory of homes for sale. Successful home-buying requires a commitment to …
Do you have cracked walls? Doors that won’t close? Bulging floors? Any of these can be signs of foundation problems. Foundation settlement can lead to major structural problems within your home. Luckily there are ways to repair a concrete foundation without having to tear it out and start from scratch. Key Takeaways: Alliance Credit Counseling8000 Corporate Center Dr Suite …
A whopping 86% of millennial home shoppers indicated they were buying now because of a change in their household size and composition—which includes marriage, having children, or planning to start a family. This “growing household” trigger was much higher for millennials than for any other type of home shoppers. Likewise, millennials were way more likely to say that a stable …
Homeowner Associations (HOAs) have become more prevalent in recent years than ever before as people turn to the community lifestyle. But, many homeowners don’t think about what a community does beyond maintaining and protecting property values. It’s surprising how many homeowners don’t know what their community can do for them…and vice versa…what they can do for their community. Key Takeaways: …