Credit Solutions

Credit issues can affect your ability to get a mortgage, rent, loan,credit card, insurance, or even a job. The stresses can seem overwhelming. Your choices and preparation can reduce your costs substantially. Our credit education counselors can help you understand your options and plan for the future in order to reach your financial goals. You can learn about the many options by calling 888-995-7856 for a free consultation. You can also contact a counselor using the form on this page.

Getting Credit: What You Need To Know

This article provides tips on shopping for credit cards, using cards carefully, and keeping your credit record clean. Also explains credit reports and credit scores, how to protect your identity, improve your credit record, and what to do if you are a victim of identity theft. A good source of information for people wanting more credit education. READ MORE…

Building (or Rebuilding) Good Credit

The definition of credit, the aspects lenders consider before extending credit, 10 steps for building credit and rebuilding credit. READ MORE…

How To Check Your Credit Reports

Critical information on how to obtain and understand your credit reports. READ MORE…

Raising Your Credit Scores

Information on how your score is calculated and 21 tips for raising your scores. READ MORE…

Credit And Your Consumer Rights

This article examines the importance of a good credit rating, accurate credit reports, discrimination, debt collection rules, and credit problems. It provides suggested actions for various situations, and how to get credit reports.This information was developed and published by the Federal Trade Commission.READ MORE…

Choose Credit Cards Carefully

The Credit Card You Pick Can Save You MoneySmart consumers comparison shop for credit, whether they’re looking for a mortgage, an auto loan, or a credit card. Comparison shopping is important because it could save you money.READ MORE…

How To Dispute Errors On Credit Reports

Your credit reports give businesses a financial “snapshot” of you. Businesses buy these reports from credit bureaus and use them to make important decisions about you. Did you know that you are responsible for the accuracy of your reports? 4 out of 5 credit reports contain errors Inaccurate credit reports could damage one in four consumer’s ability to buy a home, rent an apartment, obtain credit, open a bank account, or even get job,” Ed Mierzwinski, PIRG consumer programs director. (Source: www.money.cnn.com/2004/06/17/pf/debt/credit_report) READ MORE…

The Biting Price Of Payday Loans

The truth about the real cost of these quick loans as well as a list of better options. Alliance is HUD Authorized