Spending Plan Budget Counseling

☑️ Regain Control of Your Money
☑️ Improve Spending Practices
☑️ Track Where Your Money Goes
☑️ Reduce Stress, Improve Life

Control Your Money, Control Your Life

Budgeting, or a Spending Plan, is essential to being financially competent. It is a component of any debt solution.

Knowing how to properly set up and implement a Spending Plan is the first step towards financial freedom. Learning how, however, is only part of the story, a part called financial literacy. The execution of the spending plan is called financial competence.

Personal Financial Planning

Financial planning is commonly associated with savings, investing, and estate planning. However, everyone should be doing financial planning with the assets they control:

  1. Self
  2. Ability to generate income
  3. Income generated from work
  4. Application of the income asset
  5. Resourceful application
  6. Application measurement
  7. Application evaluation
  8. Application improvement

Personal Financial Goals

Of course, there is no need to plan, if you don’t care where you are going. The guy who said “I spent half my money on beer and women, and the other half I just wasted!” probably didn’t have the same goals as you.

Ask yourself: What do I want? 

Personal Financial Literacy

All of your financial goals will be unreachable unless you first live within your means. Hence, learning about budgeting, or a “Spending Plan“, how to develop it, use it, evaluate it, and improve it, are the foundational principles of financial literacy. It is a critical tool for creating and maintaining your financial health.

Personal Financial Competency

The execution of a viable Spending Plan is fundamental to success. Planning without execution is just dreaming. The execution process means followthrough with the plan. After setting goals and planning, you must track performance, evaluate results, and implement improvements in your planning, and the process repeats. As it repeats, you become better at it, eventually becoming habits that will benefit you now, and the rest of your life, as well as your family.

Our experienced, accredited counselors can help you understand your options and plan for the future in order to reach your financial goals. Call 704-341-1010 for a free consultation, or start with our  Spending Plan publication,  or contact a counselor by the form on this page.