Alliance Credit Counseling

HUD-Approved Agency Homebuyer Education Course

HUD-Approved Agency Homebuyer Education Course Alliance Credit Counseling is a HUD-approved agency homebuyer education course provider. Alliance has developed an online homebuyer education course with advice and expertise from our own experienced advisors and external professionals, including mortgage loan officers, realtors, settlement services, adult education specialists, and, last but not least, homebuyers! Alliance has worked with 176,000 homebuyers and homeowners for over 17 …

How To Pay Off Debt Via Non-Profit Debt Management Program

Many people today would think about enrolling in a debt management program to help them organize their finances and/or pay their bills in a convenient and headache-free way. However, there are still some people who are apprehensive in making this kind of decision because they think that when going through DMP to help them with their financial woes, they would …

How To Make Your Own Debt Management Plan Calculator on MS Excel

Since you wanted to get rid of your financial woes but you can’t somehow pay your debts the way you should, you have opted to go through a debt management plan. That’s a very wise move since a debt management plan (DMP) can help you pay your debts conveniently and according to your budget. You just need to find a …

Step-By-Step Process For Creating A Debt Management Program

Here is the step-by-step process in creating a debt management program: The first thing that you are going to do is to review your budget. You should take into accounts all of your current debts, your essential outgoings like your mortgage, council tax, electricity bills, phone bills, internet, groceries, etc. You should also take into consideration your current income. The …

Is Short Sale The Best Option or NC Foreclosure Prevention Fund?

If you have a house that you have bought through mortgage financing in North Carolina and you have a hard time paying for the mortgage on time, the best thing you can do to stop foreclosure is to apply for refinancing. However, not all homeowners like you can go for refinancing. You can only refinance your property if it still …

Common Debt Management Plan Pros and Cons

One of the things that anyone has to learn when it comes to handling finances is to learn debt management. It may be as simple as what you think it is. But, if you are not well aware about debt management plan and their different pros and cons, you will be in for a big surprise that can pull you …

Tips On Attending A Home Buyer Education Course

One of the best (required) tips before buying a house is to undergo a home buyer education course. It is not really hard but it can be quite tricky when you don’t have any idea what you will be going through and that will make you doubt yourself if ever you are going to pass the course. Here are some …

How To Get Out Of Financial Debt

The Magic & Logic Of Bankruptcy Marketing Frankly speaking, losing money is the last thing that a person would want to happen to him. Filing bankruptcy is the last thing, too. People, by all means, would want to avoid that. Unfortunately, due to the financial dilemma that most are facing today, they can’t do anything except file for bankruptcy and …

How To Manage Your Debt: Debt Management

Are you looking for a way or way on how to manage your debt? For sure, you are because you know very well that once you are in a bad financial situation, everything about you will go down the drain- you will have a bad credit history, your credit rating will significantly diminish, lenders will stay away from you and …

Tip In Buying A House: Attend A Home Buyer Education Course First

For most people, the idea of buying a house is just like buying anything like dry goods, food, vehicles, appliances, gadgets, etc. The fact of the matter is, there is more to buying a house than what it seemed to be. Investing in something as big as your dream abode is something not to be taken lightly because, as you …