Bankruptcy Counseling & Education
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Online - Before or After Filing
Single Filer $29
Joint Filers $39
Telephone/In-Person
Single Filer $49
Joint Filers $59
Home Study - After Filing Only
Single Filer $65
Joint Filers $85
Our counselors are ready to assist with the complex bankruptcy process, so you can make well-informed decisions together with your legal counsel. Our certified, experienced counselors review financials and present information to prepare for the future.
If your bankruptcy petition has not been filed, you need to complete the credit counseling course.
For Telephonic or In-Person Course
Call 1-866-686-9032
A Chapter 7 bankruptcy, the most common type of bankruptcy filing, is considered a liquidation of most of one's assets for the benefit of creditors. While this legal procedure allows nearly all debt to be discharged, there are limits to protected assets.
If your bankruptcy petition has been filed, you need to complete the financial management course.
For Home Study By Mail Course
Call 1-866-686-9032
With a Chapter 13 bankruptcy, a debtor repays debts under a three to five year plan that is supervised by the bankruptcy court. Chapter 13 bankruptcy was encouraged by the 2005 revision to bankruptcy law, which sought to force more debtors to repay debts.