Spending

Checks Have Changed: Living With Check 21 Check management tips in light of the recent law allowing your checks to be replaced with electronic copies.	Holiday Survival Guide Seven strategies for avoiding a holiday debt-hangover, many seasonal money-saving ideas and a simple Holiday Spending Planner.	Keys To A Smart Ride Transportation options, steps to buying a vehicle, buy vs lease considerations, and ways to minimize post-purchase costs.
Making Cents Of The Holi-daze Six steps for minimizing holiday stress, gift ideas that are inexpensive, activity ideas for making memories instead of debt, and a simple Holiday List Planner.	Managing Your Money Basic tools for money management – checking, savings, electronic banking – and questions to ask when choosing providers.	More With Less Five key strategies with dozens of suggestions for dealing with reduced income.
Reaching Your Financial Goals Six steps for defining your financial goals and turning them into concrete plans.	Ready For Tax Time Reasons to file, organizational tips, what’s new, filing methods, and finding help.	Taking Your Financial Pulse Explanations of basic financial measurements, warning signs of debt trouble, and guidance for shaping up.
Tax Time Topics Enlightening information on taxes, ways to minimize the burden, and where to get help.	The Spending Plan: Simple Steps To Financial Wellness A complete budgeting packet: important facts, clear worksheets, and simple step-by-step directions for creating a successful spending plan.	66 Ways To Save Money Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more.