Credit Counseling and Debt Settlement – Know the Difference

Debt management, or debt help, can come in numerous forms, and you should choose the one that works best for you according to your personal financial situation. While credit counseling helps debtors emerge from the debt trap by helping them manage their finances, debt settlement is their last resort before filing bankruptcy. Debt Help through Credit Counseling Services By working …

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NC Foreclosure Prevention Fund—Who Can Apply?

While there are several avoidance measures that can be considered to prevent foreclosure of your property, the NC Foreclosure Prevention Fund is undoubtedly the most effective and easiest option. Unemployed individuals as well as those on the lookout for new jobs can receive assistance under this program. With the goal of helping property owners to repay their mortgage gradually over …

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NC Foreclosure Help

Qualified homeowners can avail a zero-interest loan of up to $36,000 for up to three years that can be used to clear their mortgage and other related expenses. One of the wisest methods available for homeowners is an opportunity that every lender should offer homeowners who are struggling to make their payments. Lenders should consider foreclosure only as a last …

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Payday Loan Counseling

Why Payday Loan Counseling? Payday Loan Counseling is expert advice from a trained, certified financial counselor to help minimize the cost to a borrower, help resolve the debt as quickly as possible, and break any cycle of repeating or extending the loan. The Center For Responsible Lending reports that 99% of payday loans go to repat borrowers and the average loan …

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Bankruptcy Counseling Online

In today’s world, there are several good reasons to consider completing bankruptcy counseling online, compared with a face-to-face or telephone session. Cost.  A bankruptcy counseling online session typically costs less than one completed face-to-face or via telephone. Online costs are typical $30, whereas in-person counseling is usually $50. Availability. An online bankruptcy counseling session, done using the Internet, is available 24 hours …

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