When applying for a mortgage, there are multiple aspects of your life that need to be proven to the mortgage lender to show your reliability. The most common way of doing this is by providing official documents relating to topics that lenders want to know about. W-2 forms, pay stubs, proof of reserves and bank statements work well to acknowledge …
Home values into days market are really fluctuating on their respective owners. We see that even with a potential boom in appraisal rates people are still worried about the upcoming economy. These 5 house owner habits could in the long run increase your home’s value which is very needed in these uncertain times. Key Takeaways: Alliance Credit Counseling8000 Corporate Center …
It is hard to go by wood crates without emotions. This is one of the most wanted, home decor materials with which you can build your own furniture with. From new and natural to vintage, rustic ones. Painted in any color, with or without logotypes. If you decided to use them in your new D.I.Y. project at home, you’ll find …
In this collection of DIY Ideas, we are going to show you Incredible DIY Wooden Headboard Ideas which will give you a lot of inspirational ideas and tips about how to improve or change the headboard of your bed. The easiest way you could probably craft yourself a DIY wooden headboard is by recycling old pallets. But that is not …
Moving in the winter months? As you prepare to gather your things to move into your new home, there are a few things you might want to have checked out before unpacking. Winter can be brutal and you want to make sure your new home has had a few important things inspected, one of them being the FURNACE! Key Takeaways: …
Find an approved lender. Local home-buying programs use approved lenders to offer loan grants. You can find a list of approved lenders at your local housing agency. For instance, the California Housing Finance Agency provides a list of CalHFA-approved lenders that first-time buyers can contact to apply for a loan grant. Another example is the Ohio Housing Finance Agency, which …
Decide if it makes sense for you to buy a house or keep renting. If your job keeps you on the move, it may not be worth it. You may need to stay put for at least three years to recoup your closing costs. If your desire to own a home is based on wanting to create stability, keeping control …
As a homeowner, we are all aware of the major cost associated with keeping your home update. Foundation work, plumbing, proper heat and cooling and etc. But do not overlook the small day-to-day problems that are costing you money out of your pocket. Easy low-cost repairs can save you big bucks from your wallet. Take a moment and read up …
Buying a home opens up a door full of questions. When you make that final decision to buy a home you have to go all. But sometimes our dreams turn to sand in the blink of an eye when our lives take a turn no one can predict. Learn how to avoid foreclosure, filing housing complaints, and the most updated …
The real estate market is open 365 days a year – yes, even on holidays – but there are cyclical trends to the marketplace. Some of those ups and downs are based on mortgage interest rates and housing availability, but some are based on season. Next to spring, fall is the busiest season for home buying and selling. Autumn offers …