It’s hard to balance your needs, wants and finances—almost every aspect of your life—when buying a new home. The sheer range of choices and decisions can lead to “paralysis by analysis” for prospective home buyers. Over analyzing when buying a home is perfectly understandable, but the crucial question is: How can you get past it?
- Be financially prepared for home ownership. Have your down payment ready, and obtain a mortgage pre-approval. Know what you can afford.
- Keep up with local market trends by staying in contact with your EBA. He or she can tell you how quickly homes are going under contract and what direction home prices are heading.
- Be prepared to take action when you find a home you like! Your EBA will help you write an offer that is attractive to the seller, while protecting your best interests.
Alliance Credit Counseling
8000 Corporate Center Dr Suite 114
Charlotte, NC 28226
(888-995-7856) / (704-341-1010)