Housing Trends

Realtor.com predicts these 5 housing trends for 2017

Next year won’t be housing’s emancipating rebound we may have hoped for, but it’s also more than likely not going to be a stretch we’ll have reason to fear. For glass-half-empty types, 2017 housing measures will likely continue to underperform historical norm trends based on real demand plus pent-up demand. For the glass-half-full set, that solid and growing base of …

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Is American Consumer Credit Counseling Legit or Legal?

Many Americans today are suffering from the stress of overwhelming credit card debt including loans from consumer loans to student loans, to name a few.   Are you one of them? In some cases, it is not your fault. For instance, you might consider student loans for your college teenager.  You need to go and find a lender because, frankly speaking, …

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Things To Know Regarding Federal Student Loan Exit Counseling

They say that primary and secondary schools, especially the latter, are the formative years of an individual.  Here, they can learn a lot about themselves and find out more about what their likes and dislikes, experience puberty, learning slowly what is right and what is wrong, how to interact with other people, slowly discovering something about their own self and, …

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hud programs

HUD Awards $33 Million to Help End Youth Homelessness

The U.S. Department of Housing and Urban Development (HUD) is trying to build systems to reduce or end youth homelessness. $33 million has currently been allocated to this project. Youth homelessness is a very large issue the entire country is facing, but is especially prevalent in areas where rent has increased dramatically. Youth Homelessness Demonstration Program gathered data directly from …

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mortgage lenders

Top 5 Documents to Give Your Mortgage Lender

When applying for a mortgage, there are multiple aspects of your life that need to be proven to the mortgage lender to show your reliability. The most common way of doing this is by providing official documents relating to topics that lenders want to know about. W-2 forms, pay stubs, proof of reserves and bank statements work well to acknowledge …

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consumer growth

Consumer optimism slips to start 2017

The Index of Consumer Sentiment decreased slightly in 2017, but is still higher than in January of 2016. The surge in post-election optimism was tempered by a large amount of positive and negative concerns about the new administration. The level of partisanship in the current political atmosphere is the highest it has ever been. This has a severe impact on …

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student loans repayment

Federal Student Loan Exit Counseling Is Also Important

Aside from student loan counseling which is a prerequisite to obtaining student loans, another term that one should be knowledgeable about is federal student loan exit counseling. Today, everybody is very aware of what happening when it comes to financing your studies especially going through college and that’s the load debt crisis.  The recent studies show that the student loan …

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homebuyer education course orlando

5 Habits That Will Increase Your Home’s Value Over Time

Home values into days market are really fluctuating on their respective owners. We see that even with a potential boom in appraisal rates people are still worried about the upcoming economy. These 5 house owner habits could in the long run increase your home’s value which is very needed in these uncertain times. Key Takeaways: Alliance Credit Counseling8000 Corporate Center …

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holiday

Mortgage applications sink over the holidays

More focus seems to have been put on family this holiday season as last week has become the first week that the Mortgage Bankers Association had not put out a mortgage report this year. That is because the last two weeks had seen a serious decline in mortgage applications. There was a 12% decrease in applications from the previous two …

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