When looking to buy a house, lenders often look at many different things. One thing they consider is your credit score. The higher it is, the better! Another thing they look at is what you can put down as a down payment. They’re also interested in your job history, financial background, and how you handle debt. They carefully look at …
The decision to invest in a home can be one of the biggest and best of a person’s life, but it should not be made lightly. Most housing counselors can offer free help to those who are looking at buying their first home, as well as those who already own a home and are facing financial issues. A housing counselor …
The article by the North Carolina Housing Finance Agency regarding the top three items to consider when looking at buying a home tries to inform the public about the purchase price versus the interest rate you will be given based on your credit, down payment, and your ability to live in the home without a financial burden. Key Takeaways: Source: http://www.nchfa.com/news/beyond-interest-rate-three-important-numbers-first-time-home-buyers …
Many people have been affected by the forces of Hurricane Matthew. Lots of people have even been displaced from their homes. If you have found yourself in this situation and are no longer able to go back to your home, there are options for you. NCHousingSearch.org helps people locate affordable and available housing. The service is free and can be …
First-time home buyers and military veterans may now get assistance in the form of a $15,000 down payment for people in certain North Carolina Counties. This is being done to help boost home sales and run by the North Carolina Housing Finance Agency using funds from the U.S. Department of the Treasury’s Hardest Hit Fund. This plan hopes to improve …
The North Carolina Housing Finance Agency awarded 5 Housing North Carolina Awards to five affordable housing developments. The housing complexes were chosen based on factors such as affordability, design, amenities, and creative partnerships. The housing complexes came from Pittsboro, Charlotte, and Chapel Hill. The Awards were given out during N.C. Affordable Housing Conference. Congratulations to the 2016 Housing North Carolina …
Outreach Financial Services’ holistic credit counseling approach engages certified credit counselors who work on behalf of borrowers to reduce not just delinquent mortgage payments, but all monthly consumer debt payment obligations. About Outreach Financial Services, LLC is a specialty and component sub-service that focuses on helping mortgage investors and servicers maximize the loan performance of delinquent and defaulting mortgage loans. …
High foreclosure rates are not necessarily a bad statistic especially if your in the market to buy a house. All economic bubbles burst and eventually rebound. In real estate location and timing are everything. If you are in the market to buy a house or business property read on to discover how foreclosure rates can influence your decision to buy …
With real estate being such a popular investment opportunity, people are looking at foreclosed and pre-foreclosed houses. Depending on the situation, this can be a beneficial transaction for both parties. But there is a risk involved. It can be hard to tell the difference between an inexpensive and an undervalued property. It’s important to do research on the property because …
Potential foreclosure can be a devastating low point in a person’s life. Unsurprisingly, a person facing a foreclosure may begin to experience signs of depression, which is a harsh and sometimes deadly illness. This article outlines several ways to combat depression related to home foreclosure, including stress relief tactics and advice on where to save money and where to cut …